Cheap Insurance Can Be Expensive | with Rich Bales

In this episode of Educating Homebuyers, Brady sits down with Rich Bales, owner of Avanti Group, to talk about something every homeowner needs to hear: why cheap insurance can actually cost you more in the long run.Rich shares how his team is redefining what it means to protect what you’ve built — from home and business coverage to client relationships built on trust, not transactions.You’ll learn what to watch for in your policy, what’s worth paying for, and how to avoid coverage gaps that could leave you exposed.🎧 You’ll hear about:Why the cheapest insurance can be the most expensive mistakeHow replacement cost coverage really worksThe hidden risk behind high deductiblesWhy authentic relationships outperform cold leadsHow technology and proactive service can actually protect you⏱️ Chapters00:00 – Introduction00:33 – Meet Rich Bales & Avanti Group02:00 – From Medical Sales to Modern Insurance08:00 – Why People Hate Insurance (and How to Fix It)09:45 – What to Look for in a Homeowners Policy12:00 – The Real Cost of “Cheap” Coverage16:00 – Building a Referral-Driven Business20:30 – Leveraging Tech for Better Client Protection23:00 – When Your Agent Actually Has Your Back25:00 – Closing Thoughts