Childfree Retirement Planning, Ep 164

Today, Bri Conn, CFP® and Dr. Jay, CFP® dig into what it really means to retire as a Childfree person—and why it might not look like what you’ve been told. Whether you're dreaming of beaches or terrified of boredom, this episode helps you get real about what comes after work.🔹 00:40 – When retirement chooses you 🔹 02:00 – Why retiring to something matters more than retiring from something 🔹 04:00 – Test-driving retirement before you commit 🔹 06:15 – The “Retirement Smile” and how spending changes over time 🔹 10:00 – Why the 4% rule might not apply to you 🔹 14:30 – Taxes, RMDs, and IRMA—oh my! 🔹 18:45 – How to plan for retirement abroad without tax surprises 🔹 23:30 – Why most people could’ve retired earlier (but didn’t)Whether you’re a “never work again” dreamer or just want to know your options, this is your sign to make a plan before life forces your hand.Mentioned in this episode:🔹Navigating Your "Second Half of Life": FIRE vs. FILE and Accessing Your Money Early, Ep 162 https://www.buzzsprout.com/2002436/episodes/17816731Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.