Church General Liability and Pastoral Liability Insurance

Host Ron Wadley continues step three of his church insurance framework from The Promise of Certainty. Today, he is focusing on general liability and pastoral (professional) liability coverages. He explains general liability as baseline protection for routine third-party injury claims at church activities. He recommends tightening basics through additional insured status, written event checklists, certificates of insurance from outside groups, practical medical payments limits, special event endorsements for higher-risk activities, and volunteer hazard training. Wadley then distinguishes pastoral liability as coverage for allegations arising from counseling and ministry guidance. Connect with our church insurance team at insurancefortexans.com Download a free copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Show Introduction 00:25 Framework and Coverage Overview 00:53 General Liability Basics 01:23 Limits and Umbrella Coverage 01:34 Reducing Liability Claims 02:12 Pastoral Liability Explained 02:56 Pastoral Risk Safeguards 03:41 Wrap Up and Next Steps