CIC’s Small Business Intelligence, Episode 4

from CIC’s Small Business Intelligence · host Community Investment Corporation

In this episode, Joe McCaffrey and Louis Silva host Stephen Robert, CEO of Bedrock Credit America. Stephen discuss various economic issues affecting small businesses and delves deeply into credit scoring, including discrepancies in credit scores from third-party sites versus what lenders see. He also discusses upcoming changes with FICO 10 T and Vantage 4.0 models that can affect consumers' credit scores, particularly due to trending data. The podcast also highlights the importance of managing one's credit proactively, avoiding debt management companies, and understanding financial literacy. Other topics include the current small business environment, shifts in consumer spending, and the importance of proper financial education.

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How long is this episode of CIC’s Small Business Intelligence?

This episode is 59 minutes long.

When was this CIC’s Small Business Intelligence episode published?

This episode was published on March 12, 2025.

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Yes, a full transcript is available for this episode. You can read the complete transcript on the episode page.

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