Citibank 29 Million Points Shutdown, Chase Cardholder Gifts, Squeezing in Maui & Chicago Xmas Market

Get an easy $200 from Melio for making your first payment! (Affiliate link. Terms below) https://affiliates.meliopayments.com/travelonpointsteam Episode Description In this conversation, Shawn and Mark discuss their experiences with credit card rewards, particularly focusing on Chase's loyalty program and the gifts received for long-term cardholding. They delve into the evolution of credit card rewards, the importance of social engineering in banking, and a recent controversial case involving Citibank's account closure of a high-profile customer. The discussion also touches on the allure and perks of the American Express black card, highlighting the differences in customer service and experience for high-spending clients. The two also discuss more on Shawn's redemption decision to Hawaii, Mark's small town weekend trip, Chicago Christmas markets and how Black Friday went. Episode Guide 0:00 Chase cardholder gifts & debating their rules & product changes over the years 10:51 Citibank shuts down customer, takes 29 million ThankYou points 14:55 The best card for high net worth/big spenders? 19:21 Squeezing in multiple Hawaiian islands to a trip? 24:00 Bank travel portals & behind their redemption rates 27:28 Universal Orlando free Express pass - Mark's recent booking experience with FHR 30:38 Visiting the Chicago Christmas markets Subscribe to MTM Travel & 20 Minute Travel in the same feed! Youtube Podcast Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at [email protected].  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Melio Offer Terms: This is a business to business payment platform - no personal bills / payments. The offer is for new accounts only. If you sign up using the 20 Minute Travel link new members will get $200 cash back after making a $2000+ in payments via Melio pay. Gal from Melio will reach out to finalize the details of your payment. That is $60 in processing fees for a $200 bonus! After signing up and making your first payment with a vendor you will want to upload your bank info to your Melio account. Do it as the receiving method so you have a checking account set up to receive payments. You will then receive an email from (Gal) Melio saying you are eligible for the $200 bonus and it will tell you to set up your receiving method, or you can share your bank information if you prefer that. Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License