Climate Insurance for a New Era: SAIA on Index‑Based Cover

As extreme weather events intensify, South Africa is exploring new ways to protect farmers, SMEs and households. SAIA’s Pamela Ramagaga explains how index insurance — or parametric insurance — could offer fast, affordable payouts when climate thresholds are breached. We discuss the Minister of Agriculture’s proposal for a SASRIA‑type scheme, regulatory progress, sustainability questions, and what a national climate‑risk insurance model could look like. A must‑listen for anyone concerned about resilience and recovery in a warming world Kaya FM