Common types of insurance claims  & what every oodle owner needs to know episode artwork

EPISODE · Jun 25, 2026 · 41 MIN

Common types of insurance claims & what every oodle owner needs to know

from Pawsitively Spoilt · host Tanya Williams

Pet insurance can provide peace of mind, but many dog owners are surprised by what is, and isn’t, covered when they need to make a claim. In this episode of Pawsitively Spoilt, we dive into the world of pet insurance with Nathan Harris, co-founder of Knose Pet Insurance as he shares the most common claims being made today and the costly surprises many owners never see coming.We discuss whether illnesses or injuries are driving the majority of claims, how veterinary costs have changed over the past few years, and whether popular breeds like Cavoodles and other oodles are more prone to certain conditions. We also uncover the biggest preventable health issues, the top reasons claims are declined, and what first-time pet owners should consider when choosing a policy.Whether you're already insured or still deciding if pet insurance is right for your dog, this episode is packed with practical advice to help you avoid expensive mistakes and make informed decisions about your dog's health and wellbeing.In this episode, we cover: 🐶 The most common pet insurance claims today 🐶 The unexpected claims that catch owners off guard 🐶 How claims and veterinary costs have changed over time 🐶 Common conditions affecting Cavoodles and other oodles 🐶 Preventable issues that lead to expensive vet bills 🐶 Why some claims get declined—and how to avoid it 🐶 Tips for choosing the right pet insurance policyIf you've ever wondered whether pet insurance is worth it, this episode is a must-listen for every dog parent.About Nathan Harris Nathan Harris is the Co-founder and Chief Operating Officer of Knose Pet Insurance, where he uses his strong background in economics, finance, and insurance to help reshape the pet industry around veterinarians. After completing his Bachelor of Business at RMIT University and further studies in economics and an MBA, he has focused since co-founding Knose in 2017 on supporting local vets and making it easier for pet owners to access consistent, vet-led care through simple, ‘set and forget’ pet insurance and wellness plans.Having grown up on a dairy farm, Nathan formed a love of animals early on. He now combines this with his business experience to ensure animal health and wellbeing are accessible and affordable to everyone. Find Knose here: www.knose.com.au@knosepetinsurance on Facebook, Instagram, Youtube and Tiktok. Watch on Pooches at Play TV show:https://www.knose.com.au/blog/pooches-at-play-nathan-explain-insurance/

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Pet insurance can provide peace of mind, but many dog owners are surprised by what is, and isn’t, covered when they need to make a claim. In this episode of Pawsitively Spoilt, we dive into the world of pet insurance with Nathan Harris, co-founder of Knose Pet Insurance as he shares the most common claims being made today and the costly surprises many owners never see coming. We discuss whether illnesses or injuries are driving the majority of claims, how veterinary costs have changed over th...

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Common types of insurance claims & what every oodle owner needs to know

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