Cómo comprender el peso de los diferentes factores de puntaje crediticio

from The Credit Pros Podcast · host The Credit Pros

El puntaje crediticio es una medida de la confiabilidad financiera que varía de 300 a 850, influenciada por el historial de pagos, montos adeudados, duración del historial crediticio, nuevo crédito y tipos de crédito utilizados. Los pagos a tiempo y la baja utilización del crédito son clave para un buen puntaje, mientras que los pagos atrasados y la apertura de nuevas cuentas pueden disminuirlo. La antigüedad de las cuentas y una mezcla de tipos de crédito también contribuyen positivamente.

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This episode was published on July 25, 2025.

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