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¿Cómo es una hipoteca en un banco musulmán? episode artwork

EPISODE · Mar 20, 2025 · 0 MIN

¿Cómo es una hipoteca en un banco musulmán?

from Los Podcast de Educación Financiera de Edufinet

¿Sabías que en el Islam las hipotecas están prohibidas? La ley islámica no permite ganar dinero con dinero, por eso los intereses bancarios son haram. Entonces, ¿cómo compran una casa? Existe una alternativa halal: las hipotecas islámicas. El banco compra la vivienda y luego te la revende a plazos o te la alquila hasta que la termines de pagar. No hay intereses, pero sí un margen de beneficio permitido por la ley islámica. ¿Qué opinas de este sistema?

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