Cómo se construyen y mejoran los puntajes crediticios: cuarta parte

from The Credit Pros Podcast · host The Credit Pros

Los puntajes crediticios FICO se basan en 5 categorías: historial de pagos, montos adeudados, duración del historial crediticio, combinación de crédito y crédito nuevo. La combinación de crédito, que incluye una variedad de tipos de cuentas, y el crédito nuevo valen un 10% cada uno en el cálculo del puntaje. Tener una mezcla de cuentas de crédito y préstamos puede ser beneficioso, y las cuentas cerradas aún pueden influir en el puntaje crediticio durante años.

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This episode was published on July 25, 2025.

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