Comprar Casa en USA: Checklist W-2 y 1099

from De bruto a diamante: Patrimonio y Negocios · host De diamente a bruto: Negocios y Patrimonio

En este episodio te guiamos paso a paso para preparar tu compra de vivienda en EE. UU.: qué piden los bancos si eres empleado W-2 o 1099/autónomo, cómo optimizar tu score de crédito, relación deuda/ingreso (DTI), ahorros para down payment y reservas, y qué documentos debes tener listos (declaraciones, talones de pago, estados bancarios, cartas de tu CPA, etc.). Además, errores frecuentes que frenan tu aprobación (nuevas deudas, mover dinero sin rastro, cerrar líneas de crédito) y un timeline práctico de 6–12 meses para llegar fuerte a la hipoteca. Cierra con una pre-aprobación inteligente y un checklist descargable.Descargo de responsabilidad: Contenido educativo; no es asesoría hipotecaria, fiscal ni financiera. Requisitos varían por prestamista y estado. Consulta a tu lender/CPA.Wave CapitalFinancial Service813 510 7769Whatsapp: 813 510 [email protected], Florida.#WaveTax #Podcast #ComprarCasa #Hipoteca #W2 #1099 #Autonomos #Credito #DTI #DownPayment #FinanzasPersonales #USA

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This episode is 44 minutes long.

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This episode was published on August 28, 2025.

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