Consumers and their credit data, with Kelli Fielding (TransUnion)

I spent several years creating industry-level research for one of the big credit bureaus, first in Asia and then in Europe. During that time, one of my defining projects was a deep dive into the value generated by consumers monitoring their own credit reports. Prior to my study, I'd only seen this addressed as a single question: do consumers who monitor their own credit data regularly, see improving credit scores?But that’s not a specific enough question to understand the nuance… sure, if you were only going to pick one metric to track that would be the one but the fact is consumers can monitor their credit for many reasons, and those varying reasons can dilute the observable benefit.You can read more about what I found here, but the reason I’m calling it out is that even five years ago the interaction between consumers and their own credit data was complex, and it’s only become more complex with the emergence of Open Data. So in today’s episode of HTLMTS I speak to Kelli Fielding, TransUnion UK’s Head of Consumer Interactive, to learn more.As Kelli mentions in our chat, your best place to start learning more about TransUnion is their homepageOr you can find Kelli Fielding herself on LinkedInAnd you can also learn more about Monevo, as you’d expect, at monevo.comYou can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect while there), and if you have any feedback, questions, or if you would like to participate in the show, please feel free to reach out to me at [email protected] full written transcript with timestamps can be found on HowtoLendMoneytoStrangers.ShowYou can also find my pulpy action-adventure novels in all their formats on Amazon Hosted on Acast. See acast.com/privacy for more information.