Conventional vs DSCR: Stop Making This Rate Mistake Ep 385

DSCR loan explained simply. You see a higher DSCR rate and walk away from the deal. That is the mistake costing investors thousands in lost opportunity every single year.In this episode, I break down exactly why DSCR rates are higher than conventional loans, what you are actually paying for, and why that higher rate is often worth every single penny for the investor who wants to scale.If you are buying two or three properties, conventional all day long. Better rate, lower fees, done. But the moment you want to scale past four properties, the moment your DTI caps you out, the moment you need a loan that looks at the asset, not your W-2, DSCR is the only tool that makes sense.In this episode:— Why DSCR rates are higher and what risk the lender is actually taking— DSCR vs conventional loans broken down side by side with real numbers— Why DSCR loans have no scaling cap and conventional loans do— The 1.25 DSCR ratio threshold and why going below it is a deal killer— How your credit score impacts your rate by 25 to 100 basis points— Why DSCR loans closed in an LLC do not report to your credit bureau— The underwriting fee range you should expect and which lenders are overcharging— Three questions you must ask every DSCR broker before you commitIf this saved you from walking away from a good deal, share it with a fellow investor. More tools and resources at trutalk.co