Countdown to Year-End: Market Insights, Rate Shifts, and Tax Must-Dos

The markets are moving, the government's at a standstill (again), and gold just hit a record high, so what does it all mean for your money? In this week's episode, Catherine Magaña, Rachel Ivanovich, Steve Wolff, and Greg Carroll unpack the biggest financial headlines with their trademark mix of insight and humor. From the government shutdown's ripple effect on the IRS and rate cuts, to the surprising strength of small-cap stocks and AI's continuing dominance, the team breaks down what's driving today's market highs and what you should be watching next. Rachel also shares critical Medicare and HSA planning tips (hint: don't mix them up!) and reminds everyone that October 15th is more than just a date on the calendar, it's a major tax deadline. Whether you're curious about how global events might shake up the markets or just trying to make sense of rising prices and shifting rates, this episode connects the dots between the headlines and your financial life. The team shares practical takeaways to help you stay grounded, protect your portfolio, and make confident decisions—no matter what's happening in the economy 🎧 Tune in to get clarity, perspective, and a few good laughs along the way. Date Recorded: 10/9/25 Disclosure: WWM Financial is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. wwmfinancial.com | 760.692.5190