Covenant Compass: Using AI to Protect Cash Flow and Strengthen Financing Readiness

Businesses often lose cash or create financing risk not because their strategy is flawed, but because critical obligations are buried in contracts. In this interview, Mia Franklin speaks with an AI governance and commercial finance expert about building a practical “Covenant Compass”—a system that extracts renewal dates, reporting duties, payment triggers, pricing clauses, insurance requirements, lender covenants, and healthcare contract obligations from documents, then connects them to operating workflows. The conversation shows how owners, CFOs, healthcare executives, and commercial property operators can use AI to identify preventable leakage, prioritize deadlines, document compliance, and present more reliable operating information to lenders and investors. The guest also explains what should remain under human review, how to start with a small document set, and how disciplined contract intelligence can improve negotiating leverage and business resilience. Listeners leave with a repeatable framework for turning overlooked contractual details into better decisions, protected margins, and stronger capital conversations.