Cover Church Events and Trips

Host Ron Wadley of Insurance For Texans continues the series from his book, the Promise of Certainty, by highlighting overlooked risks in church events and mission trips. He explains that standard Texas liability policies may exclude special events unless endorsed and often exclude bounce houses/inflatables. These exclusions make accidents like falls, food poisoning, or trip-and-fall incidents potentially costly. He recommends adding special event coverage, requiring vendor insurance and additional insured status, documenting safety measures, using trained volunteers in high-risk areas, and reviewing cancellation coverage for ticket-dependent events. He also notes that standard property and liability coverage typically stops off-campus, so churches should obtain mission trip/travel coverage for these trips. It covers medical emergencies, evacuation, lost baggage, and trip interruption. Connect with our church insurance team at insurancefortexans.com Download your free copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Show Intro 00:27 Series Focus and Risks 00:40 Event Risks Explained 01:23 Six Event Safety Steps 02:13 Mission Trip Coverage 03:00 Five Travel Prep Steps 03:37 Wrap Up and Next Episode