Coverage for Freeze Claims and Winter Storms with PLRB's Tim Havlir

This episode of PLRB on Demand will feature Tim Havlir, Property Coverage Counsel at PLRB. In his work in the property legal department at PLRB, Tim analyzes, researches and writes about a variety of first party coverage issues. He also responds to members' property insurance coverage inquiries on a daily basis, and today we have one such question we received from a member, who requested a training on coverage issues involving freeze claims for 1st party homeowners losses. Winter storm losses claims open up a variety of issues for adjusters. Because winter storms often trigger other perils, such as power failure and collapse, causation issues may arise. In addition, the loss may trigger loss of use coverage. In this brief conversation, we will quickly highlight some of the more common issues that can arise in claims for winter storms. The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Listeners should rely on guidance from their companies and counsel as appropriate. © PLRB 2023.