EPISODE · May 14, 2026 · 13 MIN
CPP Has Changed - Here's What It Means For Your 2027 Retirement Plan
from AskTMFG The Podcast · host asktmfg
In this episode of the AskTMFG Podcast, Senior Financial Advisor Carlo Cansino breaks down how enhanced CPP is quietly changing retirement planning for Canadians approaching retirement between now and 2027. He explains how larger CPP payments may eventually interact with RRIF withdrawals, Old Age Security (OAS), and taxable investment income, creating retirement tax and clawback issues many retirees never see coming. The conversation also explores why enhanced CPP changes the importance of income sequencing, retirement tax planning, and coordinating when different income sources begin during retirement. 👉 Watch the full episode on YouTube Question for our listeners: Do you think most Canadians are prepared for how enhanced CPP may affect retirement taxes later in life? 👉 If you’d like help building a retirement strategy tailored to your goals, we’re offering a complimentary portfolio analysis: Follow us on our social channels: LinkedIn: The McClelland Financial Group Facebook: https://www.facebook.com/tmfg.ca Instagram: https://www.instagram.com/themcclellandfinancialgroup_/
What this episode covers
In this episode of the AskTMFG Podcast, Senior Financial Advisor Carlo Cansino breaks down how enhanced CPP is quietly changing retirement planning for Canadians approaching retirement between now and 2027. He explains how larger CPP payments may eventually interact with RRIF withdrawals, Old Age Security (OAS), and taxable investment income, creating retirement tax and clawback issues many retirees never see coming. The conversation also explores why enhanced CPP changes the importance of income sequencing, retirement tax planning, and coordinating when different income sources begin during retirement. 👉 Watch the full episode on YouTube Question for our listeners:Do you think most Canadians are prepared for how enhanced CPP may affect retirement taxes later in life? 👉 If you’d like help building a retirement strategy tailored to your goals, we’re offering a complimentary portfolio analysis: Follow us on our social channels:LinkedIn: The McClelland Financial GroupFacebook: https://www.facebook.com/tmfg.caInstagram: https://www.instagram.com/themcclellandfinancialgroup_/
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CPP Has Changed - Here's What It Means For Your 2027 Retirement Plan
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