EPISODE · Oct 13, 2025 · 24 MIN
Credit Expert (WARNS): 91 Million Americans About To Lose Everything This Fall!
from The Table with Anthony ONeal · host The Neatness Network
Starting this fall, FICO is changing how Buy Now Pay Later (BNPL) loans affect your credit score—and 91.5 million Americans are at risk. If you've been using these apps thinking they won't impact your credit, you need to watch this NOW.In this video, I break down:- Why 54% of BNPL users have already made late payments- How a $135 purchase could destroy your financial future- The exact steps you need to take in the next 24 hours to protect yourself- Why Gen Z is getting hit the hardest (64% are using these services)- This isn't just about shopping—people are using BNPL for groceries, rent, and medical bills. We're in a survival crisis, not a luxury problem.🔗 RESOURCES MENTIONED:Dovely AI - Fix your credit score with AI (100% Free to try):👉 https://www.AnthonyONeal.com/DovleySave $400+ on Car Insurance (I did this in 10 minutes):👉 https://www.AnthonyONeal.com/CarInsuranceABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected]🤝 SPONSOR THE TABLE PODCAST: [email protected] With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
What this episode covers
Starting this fall, FICO is changing how Buy Now Pay Later (BNPL) loans affect your credit score—and 91.5 million Americans are at risk. If you've been using these apps thinking they won't impact your credit, you need to watch this NOW. In this video, I break down: - Why 54% of BNPL users have already made late payments - How a $135 purchase could destroy your financial future - The exact steps you need to take in the next 24 hours to protect yourself - Why Gen Z is getting hit the hardest (64% are using these services) - This isn't just about shopping—people are using BNPL for groceries, rent, and medical bills. We're in a survival crisis, not a luxury problem. 🔗 RESOURCES MENTIONED: Dovely AI - Fix your credit score with AI (100% Free to try): 👉 https://www.AnthonyONeal.com/Dovley Save $400+ on Car Insurance (I did this in 10 minutes): 👉 https://www.AnthonyONeal.com/CarInsurance ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: [email protected] 🤝 SPONSOR THE TABLE PODCAST: [email protected] Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy
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Credit Expert (WARNS): 91 Million Americans About To Lose Everything This Fall!
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