Credit Risk Transfers a Net Positive for European and US banks, For Now episode artwork

EPISODE · Jul 9, 2025 · 17 MIN

Credit Risk Transfers a Net Positive for European and US banks, For Now

from Moody's Talks - Focus on Finance · host Danielle Reed, Farooq Khan, Warren Kornfeld

Transferring credit risk via these mostly fully collateralized transactions moderately reduces capital needs, though the deals are opaque and there is some concentration risk. Speakers: Farooq Khan, VP-Senior Analyst, Moody’s Ratings; Warren Kornfeld, Senior Vice President, Moody’s RatingsHost: Danielle Reed, VP-Senior Research Writer, Moody’s Ratings Related Research: Banks – United States of America: Credit risk transfer use should remain modest, but investor concentration is high 6 May 2025Banks – Europe: SRTs to support bank capital despite concentration and regulatory scrutiny 6 May 2025

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Transferring credit risk via these mostly fully collateralized transactions moderately reduces capital needs, though the deals are opaque and there is some concentration risk.

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Credit Risk Transfers a Net Positive for European and US banks, For Now

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