EPISODE · Mar 28, 2023 · 24 MIN
Credit score: Numbers might lie
from Quartz Obsession · host Quartz
In many parts of the world, you’ve got a number attached to your name, and the value of that number acts as a gatekeeper between you and the things you want and need. Credit scores are determined by complicated math done by private companies so that other private companies can decide if they’ll lend to you, and if so how much, and at what rate. With a long history of bias and intractability, and in a global economy that runs on debt, the credit score system works…until it doesn’t. Episode art by Vicky Leta
What this episode covers
In many parts of the world, you’ve got a number attached to your name, and the value of that number acts as a gatekeeper between you and the things you want and need. Credit scores are determined by complicated math done by private companies so that other private companies can decide if they’ll lend to you, and if so how much, and at what rate. With a long history of bias and intractability, and in a global economy that runs on debt, the credit score system works…until it doesn’t. Episode art by Vicky Leta
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Credit score: Numbers might lie
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