Credit scores are mysterious. Here’s some insight into them

Credit scores are pretty mysterious, but they also shape your economic destiny. It determines where you can live, what you can buy, and sometimes even what job you can get. But how do credit bureaus come up with these all-encompassing numbers? This President's Day we turn to KUOW's newest podcast Control F where host Teo Popescu tells host Clare McGrane about the data that credit scores feed on and how little we really know about how they're calculated. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at [email protected], leave us a voicemail at (206) 616-6746 or leave us feedback online. Sources in this episode: Creditworthy: A history of consumer surveillance and financial identity in America, Josh Lauer, 2024 Credit Access in the U.S., U.S. Census Bureau, 2025 Affordable credit poised to save consumers billions, Alex Horowitz, Pew Charitable Trusts, 2023  WA’s new ban on medical debt in credit reports at risk of federal override, Jake Goldstein-Street, Washington State Standard, 2025 Interview with Josh Lauer, Author of Creditworthy  Interview with Alex Horowitz, Project Director at Pew Charitable Trusts Interview with Maya Lau, Host of Other People’s Pockets  Interview with Jazmin, founder of Budget with Jazmin See omnystudio.com/listener for privacy information.