Credit Scores Explained: How to Raise Yours and Why It Matters

Your credit score is a three-digit number quietly shaping your money life. Maya breaks down the five factors behind your FICO score, the statement-date trick that lowers credit utilization fast, and the myths keeping your score stuck — in plain English. Disclaimer: The content of this podcast is for general educational and entertainment purposes only. It is not financial, investment, tax, or legal advice. Host Maya Collins is not a licensed financial advisor, and nothing in this podcast creates an advisor-client relationship. Please consult a qualified professional before making financial decisions.