Crisis of Confidence, Regional Banks’ Future

How should regulators address the collapse of Silicon Valley Bank and the regional bank crisis? For one, they need to change the way they look at liquidity by factoring in the amount of uninsured deposits that sit on banks’ balance sheets. That will help regulators better understand the risk of a deposit flight like the one that felled SVB, Bloomberg Intelligence’s regional banks analyst Herman Chan explains to fellow analysts and hosts Elliott Stein and Nathan Dean on this Votes and Verdicts podcast episode. Chan discusses the banking turmoil that’s followed the collapse of SVB, which he calls a “mini crisis of confidence,” his view on the future of regional banks and the policy changes that would best address regulatory gaps.See omnystudio.com/listener for privacy information.