Crofting Matters - Covering the Croft and Common

Insurance for Crofters and Common Grazings. Welcome back to Crofting Matters! In this episode, Siobhan is joined by Jonathan Hogg, a rural insurance expert from NFU Mutual’s Dingwall branch.  Johnny has an agricultural background, works in a crofting area and understands the issues that crofters and grazing committees face with access, theft and weather-related incidents. We remove the ambiguity surrounding the need for Public and Employer’s liability cover, and what to do if the bull can outrun humans. We discuss: Whether a small crofting business needs insurance, and what kind? The need for Public Liability insurance. Livestock – minimising the risk. Wording on signs. When to cover machinery and livestock for theft and loss. Employer’s liability when you may not think of yourself as an employer! Common Grazings and Sheep Stock clubs – cover required. FAS Resources https://www.fas.scot/news/common-grazings-and-sheep-stock-clubs-liability/