Cross-Border Money & The Jewellery Market | Ashwin Bhatnagar (Xflow) | Rumit Dugar (BlueStone) | Episode 26

Episode 26 of The Offline Network bridges two live frontiers — how money moves across borders in 2025, and how a digital-first brand scaled to 300+ jewellery stores and rang the bell.Things We Saw on the Internet • Hummingbird’s BillionToOne investment • Sam Altman’s tweet • PJ on “pre-unicorn status”Guest Segments🧭 Ashwin Bhatnagar — Co-founder, XflowThe simplest map of cross-border flows, where costs and waits still hide, what “great compliance” feels like, and milestones for Xflow in 12 months.💍 Rumit Dugar — CFO, BlueStoneBlueStone from digital → omni shift to 311 stores, real moats in jewellery retail, post-IPO changes for finance/ops, shifting everyday jewellery trends, and the next set of milestones.This episode is made possible by Smartworks, India’s largest managed office platform. 🎧 Watch, subscribe, and tell us in the comments: What’s one cross-border payment pain you want gone — and what’s one jewellery buying friction you’d fix?Follow us for more unfiltered takes:X → https://x.com/OfflineOnAirInstagram → https://www.instagram.com/theofflinenetworkLinkedIn → https://www.linkedin.com/company/offlineonairWebsite → https://www.theoffline.network