¿Cuánto tiempo pueden las deudas incobrables dañar mi informe crediticio? - 2022

from The Credit Pros Podcast · host The Credit Pros

Las deudas incobrables pueden afectar negativamente un informe de crédito por 7 a 10 años, dependiendo del tipo de deuda. La mayoría de las deudas, como cuentas de cobro, cancelaciones y pagos atrasados, se eliminan después de 7 años. Las bancarrotas pueden permanecer por hasta 10 años, mientras que los préstamos estudiantiles federales impagos y los gravámenes fiscales impagos no tienen un límite de tiempo establecido para su eliminación.

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