Dave Ramsey vs. Reality: Is 401(k) Enough to Retire?

Passive income is better than the stock market: https://bit.ly/3DbP2nH Does Dave Ramsey’s retirement advice really work? You’ve heard him say that saving 15% of your income into a 401(k) and Roth IRA is the key to a secure retirement—but is that enough? In this episode, I break down the math and show why traditional retirement planning might leave you short. We’ll explore the real numbers behind 401(k) returns, inflation, and cash flow strategies that could help you retire sooner and with more financial security. If you’ve been following Dave Ramsey’s advice but wonder if there’s a better way, this episode is for you. What You’ll Learn: The real returns on 401(k)s and IRAs How inflation destroys your retirement savings Why 15% savings might not be enough Alternative strategies to build real wealth How to create passive income for financial freedom