Davina Myburgh, director of consumer interactive at TransUnion Africa

First Thing is First |   Right now, the world can’t stop talking about the so-called Tinder Swindler, the smooth-talking conman who used dating apps to meet numerous women, and then ran up huge lines of credit and loans in their names, leaving them with massive debts.   And if you think it couldn’t happen to you, think again. Every day, people either take out loans for other people, or sign guarantorship for someone else’s loans. If, for any reason, there are defaults on the agreement you could be putting your credit record at great risk and this can take several years to recover from.   What few people realise is that it’s not only late or missed payments that put a dent in your credit score, or make lenders wary…To make sure you stay on top of your credit score, and keep your finances in good shape, what are the top three credit items that concern lenders? Guest: Davina Myburgh, director of consumer interactive at TransUnion Africa