De Novo Review - What is the Role of the Appellate Court When the Standard is not Abuse of Discretion?

The case revolved around a claimant who challenged the denial of her long-term disability benefits from Reliance Standard, arguing that the insurer had failed to recognize the full impact of her multiple sclerosis (MS) on her role as a Financial Analyst at Adsum Inc.As a Financial Analyst, the claimant was tasked with managing financial services, including analyzing complex systems and conducting evaluations. However, she later developed MS, which significantly impaired her work capabilities due to cognitive difficulties, fatigue, and physical impairments. These symptoms severely hindered her ability to effectively fulfill her duties. Consequently, she filed for long-term disability benefits, attributing her inability to work to MS, but her insurance provider denied the claim, asserting that the medical evidence did not conclusively show that her MS symptoms prevented her from performing her job.This is the oral argument in the 4th circuit court of appealsThese public domain recordings are brought to you by Ben Glass Law, a national long term disability and life insurance firm headquartered in Fairfax, VA.By making these recordings into a "podcast," we've made the listening easier for claimants, attorneys and claims adjusters alike. If long term disability or life insurance benefits have been denied, we'd love to review your denial letter and give you a strategy for moving forward. This is a free service and you can go here to begin submitting your denial letter.