EPISODE · Mar 12, 2026 · 33 MIN
Death by $9.99. The Quiet Way Subscriptions Drain Your Money
from High Heels and Hay Bales · host Adrienne Hines, Kristen Paras
Death by $9.99.In this episode Adrienne (The Lady Like Lawyer) and Kristen talk about the slow financial drain caused by small subscriptions and digital purchases.Streaming services. Apps. Software. Free trials. Monthly memberships. Convenience payments.Each one looks small. The total grows fast.Adrienne shares her own subscription chaos, including accounts tied to emails she no longer remembers and logins she cannot recover. Kristen talks about how easy it becomes to ignore these charges when each one feels insignificant.They also explain how businesses design subscription models around friction. Signing up takes seconds. Canceling often takes far longer.Adrienne connects this trend to what she sees in her bankruptcy practice. Debt today often grows from hundreds of small purchases instead of one large expense.Topics in this episode include:• Subscription creep• The psychology of small payments• Digital convenience spending• Forgotten subscriptions• Financial blind spots in modern budgetingIf your statement includes dozens of small charges each month, this conversation will sound familiar.Learn more at www.HighHeelsAndHayBales.comLearn more about Adrienne at www.TheLadyLikeLawyer.comFollow Kristen and Adrienne wherever you scroll
What this episode covers
Death by $9.99.In this episode Adrienne (The Lady Like Lawyer) and Kristen talk about the slow financial drain caused by small subscriptions and digital purchases.Streaming services. Apps. Software. Free trials. Monthly memberships. Convenience payments.Each one looks small. The total grows fast.Adrienne shares her own subscription chaos, including accounts tied to emails she no longer remembers and logins she cannot recover. Kristen talks about how easy it becomes to ignore these charges when each one feels insignificant.They also explain how businesses design subscription models around friction. Signing up takes seconds. Canceling often takes far longer.Adrienne connects this trend to what she sees in her bankruptcy practice. Debt today often grows from hundreds of small purchases instead of one large expense.Topics in this episode include:• Subscription creep• The psychology of small payments• Digital convenience spending• Forgotten subscriptions• Financial blind spots in modern budgetingIf your statement includes dozens of small charges each month, this conversation will sound familiar.Learn more at www.HighHeelsAndHayBales.comLearn more about Adrienne at www.TheLadyLikeLawyer.comFollow Kristen and Adrienne wherever you scroll
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Death by $9.99. The Quiet Way Subscriptions Drain Your Money
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