EPISODE · Dec 2, 2025 · 14 MIN
Debt Collectors & FDCPA Violations You Need to Know
from Debt Collection Self-Defense · host Brian
Did you know debt collectors can lose cases just by misreading a letter?In this video, Brian Parker breaks down the Rockey v. Med-1 case, where the Indiana Court of Appeals clarified the difference between a mistake of fact and a mistake of law under the FDCPA.You’ll discover:✅ Why a Cease & Desist letter is different from a Validation Request✅ How the bona fide error defense works (and why it failed here)✅ What the FDCPA really says about debt collector contact✅ How these cases protect your consumer rightsWatch now to learn how to recognize these tactics and defend yourself with confidence.Become a Member to Download Documents Mentioned in this Video: https://killdebt.com📘 Facebook → https://www.facebook.com/CollectionStopper 📸 Instagram → https://www.instagram.com/collectionstopper🎵 TikTok → https://www.tiktok.com/@collectionsolutionsℹ️ LinkedIn → https://www.linkedin.com/company/killdebt00:00 Intro & Case Setup01:10 Cease and Desist vs Validation02:40 Certified Mail Rule04:10 Med One Misread Letter05:40 FDCPA Statute Breakdown07:10 Bonafide Error Defense08:40 Appeals Court Reversal10:20 Mistake of Law Explained12:00 Words Matter Finale#FDCPA #DebtCollectors #DebtCollectionLaw #KnowYourRights #ConsumerRights #1692c #1692g #ValidationRequest #CeaseAndDesist #RefusalToPay #BonaFideError #MistakeOfLaw #MistakeOfFact #DebtDefense #LegalRights #DebtHelp #CourtOfAppeals #DebtValidation #FightCollectors #KillDebtSupport the showDisclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. BPP
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Did you know debt collectors can lose cases just by misreading a letter? In this video, Brian Parker breaks down the Rockey v. Med-1 case, where the Indiana Court of Appeals clarified the difference between a mistake of fact and a mistake of law under the FDCPA. You’ll discover: ✅ Why a Cease & Desist letter is different from a Validation Request ✅ How the bona fide error defense works (and why it failed here) ✅ What the FDCPA really says about debt collector contact ✅ How these cases p...
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Debt Collectors & FDCPA Violations You Need to Know
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