Debt Investing Masterclass | Ft. Kirtan Shah | Sanjay Kathuria Podcast | EP16

Debt Investing Masterclass | Ft. Kirtan Shah | Sanjay Kathuria Podcast | EP16In this episode of the Sanjay Kathuria Podcast, we sit down with Kirtan Shah, one of India’s most trusted voices in finance, investing, and wealth management.Kirtan is the Founder & CEO of Credence Wealth and FPA Edutech, and a CNBC, Zee Business & ET Now regular. With deep expertise in markets, treasury, and financial education, he’s been recognized in BW 40 Under 40 and Young Entrepreneur Awards.In this power-packed episode, Kirtan breaks down the complete Debt Fund Masterclass — explaining why Debt Funds can outperform FDs, how to analyze fund risks, and which Debt Funds to invest in 2025. Whether you’re looking for steady returns, emergency fund options, or low-risk investing, this episode will help you make smarter, safer financial decisions.What You’ll Learn- How Debt Funds actually work- Why Debt Funds can beat FDs- Tax advantages of Debt Funds- Best Debt Funds for 2025- Franklin Case Study & Lessons for Investors🎬 Timestamps00:00 – Podcast Teaser02:58 – Guest Introduction03:25 – Debt Funds Explained05:51 – Terms of Promissory Note07:25 – Debt Fund’s Risk Explained14:30 – Types of Debt Funds25:40 – FD Vs Liquid Funds28:28 – Debt Fund’s Tax Benefits30:24 – Best Fund for Emergency Fund32:00 – Arbitrage Fund Explained38:15 – Best Debt Funds up to 3 Years47:05 – Debt Vs Equity Funds57:42 – Best Debt Funds for Long Term01:14:40 – Franklin Case Study01:26:00 – Episode Outro🔗 Guest SocialsInstagram: https://www.instagram.com/kirtanshahcfpLinkedIn: https://www.linkedin.com/in/kirtanshahcfpTwitter: https://x.com/kirtanshahcfp📲 Sanjay Kathuria Podcast HandlesInstagram: https://www.instagram.com/sanjaykathuriapodcastYouTube (Main): https://www.youtube.com/@sanjaykathuriapodcastYouTube (Clips): https://www.youtube.com/@SKPClipsFacebook: https://www.facebook.com/sanjaykathuriapodcasts🙋‍♂️ Connect with Sanjay Kathuria:Instagram: https://www.instagram.com/financebysanjayFacebook: https://facebook.com/financebysanjayLinkedIn: https://linkedin.com/in/sanjaykathuriaTwitter: https://twitter.com/sanjaykathuriaYouTube: https://www.youtube.com/@Sanjay_Kathuria🧵 Hashtags#KirtanShah #DebtFunds #FinancialFreedom #WealthCreation #MutualFunds #SKPodcast #SanjayKathuria🔍 SEO Tagskirtan shah podcast, debt funds india, debt funds vs fd, best debt funds 2025, safe investment options india, how to invest in debt funds, mutual fund investing india, kirtan shah finance, low risk high return investments, franklin templeton case study, fd vs liquid fund, arbitrage fund explained, emergency fund investing, sanjay kathuria podcast, sk podcast, personal finance india, best mutual funds india 2025⚠️ Disclaimer:This podcast is for educational and informational purposes only. The views expressed are personal opinions and do not constitute financial or investment advice. Please consult a SEBI-registered advisor before investing.