Debt-to-Income Ratio Explained: How Much House Can You Afford? - EP220

from The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates · host Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts

Can you really afford the home you want? In this episode, we break down debt-to-income ratio (DTI) and explain how lenders use your income, monthly debts, loan program, down payment, and mortgage payment to determine how much house you can qualify for.We also walk through the income needed to qualify for homes at different price points, including $300K, $500K, $750K, and $1M, so you can better understand what lenders are actually looking for before you start shopping.If you are a first-time homebuyer or trying to figure out how much house you can afford, this conversation will help you understand the mortgage approval math in plain English.✅ Ready to buy a house in 2026? Start your stress-free journey today: theeducatedhomebuyer.com/start

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This episode is 31 minutes long.

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This episode was published on May 4, 2026.

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