Decodificación de puntajes crediticios: información sobre el historial de pagos

from The Credit Pros Podcast · host The Credit Pros

El historial de pagos es crucial para el puntaje de crédito, representando el 35%. Hay cientos de puntajes diferentes, con FICO siendo el más usado por prestamistas en EE. UU. Se calculan según información de informes de crédito, con 5 categorías clave. Los pagos tardíos y la información negativa afectan significativamente esta categoría. Errores en informes pueden dañar el puntaje y un buen historial de pagos no garantiza un puntaje perfecto.

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This episode was published on July 25, 2025.

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