Decumulation: The Retirement Phase No One Warned You About

After decades of building your wealth, are you ready to actually enjoy it? On this week’s Wealth Health Radio, Joe Murphy and Steve Sedahl dig into one of the most overlooked parts of retirement — decumulation — the art and science of spending what you’ve saved. From withdrawal strategies to managing risk in volatile markets, Joe breaks down how retirees can make the transition from saving mode to spending mode without fear of running out of money. Learn why the real danger in retirement isn’t overspending — it’s underliving. This week’s show isn’t just about managing money — it’s about mastering your mindset for the retirement you’ve earned. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.See omnystudio.com/listener for privacy information.