【第21回】75歳まで我慢で年金84%増!? 〜繰上げ・繰下げのキホン〜

from 1日5分聴くだけ！FP1級パパこみやまの『ゼロからサクッとわかるお金のキホン』 · host FP1級DJパパこみやま

「繰下げれば年金84%増えるんでしょ？じゃあ繰下げ一択じゃん！」…そう思っていませんか？実は繰下げを選んでる人、たった2%しかいないんです。皆さんおはようございます！FP1級パパのこみやまです！「ゼロサクッ！マネーハック・レイディオ」第21回のテーマは、知ってるか知らないかで老後の受取額が数百万円単位で変わる「年金の繰上げ・繰下げ受給」！受給開始年齢を早めると最大24%減、遅らせると最大84%増。でも落とし穴が3つあるんです。損益分岐点の問題、加給年金が止まる問題、手取りで見ると増え方が違う問題。今日もサクッとお届けします！💡 今日のサクッとハイライト* 繰上げは最大24%減、繰下げは最大84%増！でも一生続くから慎重に！* 75歳繰下げの損益分岐は約86歳！長生きできるかは賭けの部分も！* 額面84%増でも手取りだと60%増！繰下げしてる人はたった2%の理由！👇 年金受給タイミングの詳しい解説動画はこちら！▶ 年金は何歳でもらうと得なのか？ケース別ベストな受給開始年齢https://youtu.be/f1foKZv_3Q0▶ 年金は60歳からがお得!?繰上げ受給が最強にお得な理由https://youtu.be/iiJXlkMKjF8▶ 最強の長生き対策！年金の繰り下げ受給とは？https://youtu.be/jzkHWBt1Sw0📻 ラジオの過去回もぜひ！▶ 【第5回】厚生年金と国民年金▶ 【第12回】住民税▶ 【第20回】iDeCoの基本📺 メインチャンネル「こみやまFP総合オフィス」https://www.youtube.com/@komiyama_fp

Episode metadata supplied by the publisher feed · Published Apr 21, 2026

Embed this episode

Attribution link and audio player

Ready to play

【第21回】75歳まで我慢で年金84%増!? 〜繰上げ・繰下げのキホン〜

0:00 5:54

1×

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

Share this episode

Similar Episodes

No similar episodes found.

Similar Podcasts

The Course Mentors Podcast The Course Mentors Hey there, future course creator!Ever feel like turning your know-how into an online course is like trying to solve a Rubik's cube blindfolded? Well, grab your headphones because "The Course Mentors Podcast" is here to be your secret weapon!Meet Aimee and Odette (that's us!), your new best friends in the course creation world. We've been in the trenches for over a decade, and for the last five years, we've been rocking the online course space. Now we're here to spill all our secrets in bite-sized, 15-20 minute episodes that'll fit perfectly in your coffee breaks.No fluff, no filler - just real, actionable advice that'll take you from "um, what's a landing page?" to "holy moly, I just hit six figures!". We're talking everything from crafting your course to marketing it like a pro and building a business that'll have you pinching yourself.Whether you're dreaming of ditching the 9-to-5 grind, adding a sweet extra income str

Frequently Asked Questions

How long is this episode of 1日5分聴くだけ！FP1級パパこみやまの『ゼロからサクッとわかるお金のキホン』?

This episode is 5 minutes long.

When was this 1日5分聴くだけ！FP1級パパこみやまの『ゼロからサクッとわかるお金のキホン』 episode published?

This episode was published on April 21, 2026.

Can I download this 1日5分聴くだけ！FP1級パパこみやまの『ゼロからサクッとわかるお金のキホン』 episode?

Yes. Use the download control on the episode player to save the publisher-provided media file.

URL copied to clipboard!