【第31回】2026年4月で「働き控え」は終わり！年金カットの基準が月65万円までジャンプ〜在職老齢年金のキホン〜

from 1日5分聴くだけ！FP1級パパこみやまの『ゼロからサクッとわかるお金のキホン』 · host FP1級DJパパこみやま

「年金もらいながら働いたら、カットされるんでしょ？」って思って働く時間を抑えてる方、ちょっと待ってください。 2026年4月から、その常識ガラッと変わります。皆さんおはようございます！FP1級パパのこみやまです！「ゼロサクッ！マネーハック・レイディオ」第31回のテーマは、在職老齢年金の新ルール。 2026年4月（令和8年度）から、年金カットの基準が月65万円まで一気に14万円ジャンプ。ほとんどの方は「働き控え」せずにフル稼働して大丈夫になります。 60代以降の家計の屋台骨を立て直す回です。 💡 今日のサクッとハイライト * カット基準が月51万円 → 月65万円へ14万円ジャンプ（令和8年度〜） * 65万円超えても全部カットじゃなく「超えた分の半額」だけ * カット対象は厚生年金のみ、基礎年金（国民年金）は満額キープ 👇 在職老齢年金まわりの詳しい解説動画はメインチャンネルにあります！ ▶ 65歳以降も働いて社会保険に入ってると後悔する理由 https://youtu.be/muEqGpcTkbA ▶ 年金は何歳でもらうと得？繰下げの手取りシミュレーション https://youtu.be/f1foKZv_3Q0 ▶ 在職老齢年金の計算方法と改正の影響を読み込んで解説 https://youtu.be/6hS9wGre7Dc 📚 公式ソース（一次情報）・厚生労働省年金制度改正 https://www.mhlw.go.jp/stf/seisakunitsuite/bunya/0000147284_00022.html ・日本年金機構（在職老齢年金の改正） https://www.nenkin.go.jp/tokusetsu/zairoukaisei.html ・日本年金機構（在職老齢年金の計算方法） https://www.nenkin.go.jp/service/jukyu/seido/roureinenkin/zaishoku/20150401-01.html 📺 メインチャンネル「FP1級パパのこみやま」 https://www.youtube.com/@komiyama_fp

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【第31回】2026年4月で「働き控え」は終わり！年金カットの基準が月65万円までジャンプ〜在職老齢年金のキホン〜

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