第5回中国型デジタル決済がレガシーを圧倒した理由

from Axion Podcast · host Takushi Yoshida

中国型デジタル決済は、「インターネット以前」の技術で作られたクレカ決済を、技術、利便性、ビジネスプロセス等の面で圧倒している。ベンダーの準備金が莫大な規模に到達したため、中銀はこれを管理するための精算機関を設計した。吉田の個人的な分析では、PayPay、LINE Payに代表される日本の「キャッシュレス決済」はこの「インターネット以前」のシステムを通過している場合が大半を占め、手数料も安くなく、「遅い、高い、まずい」旧世界側に属したサービスと言えます。

Episode metadata supplied by the publisher feed · Published Apr 8, 2020

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第5回中国型デジタル決済がレガシーを圧倒した理由

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