Do I Really Need This Insurance? episode artwork

EPISODE · Apr 29, 2026 · 56 MIN

Do I Really Need This Insurance?

from Retirement Planning Happy Hour · host Eric Douglas, Chris Vaughn

Send us Fan MailIn this episode of the Retirement Planning Happy Hour, we break down one of the most common questions we hear: “Do I really need this insurance?”From term life vs. permanent life insurance to disability coverage and long-term care planning, we cut through the sales tactics and focus on what truly matters—risk mitigation and smart financial planning.We discuss:• Why employer-provided life insurance isn’t enough• The real purpose of term life insurance (and why it’s so cheap when you’re young)• Why permanent life insurance is often oversold• The overlooked importance of disability insurance• The truth about nursing homes, assisted living, and long-term care coverage• How to build an insurance strategy that fits into your overall financial planInsurance shouldn’t be sold with fear. It should be built into a comprehensive plan that protects your income, your family, and your future.If your financial strategy doesn’t account for risk, it’s incomplete.Schedule Your Personalized Strategy Session Today:Visit: http://www.fwppartners.comSubscribe, like, and turn on notifications for more conversations about retirement planning, insurance strategies, and long-term wealth building.CONNECT WITH US:Website: Family Wealth Planning PartnersSchedule a Call: https://www.fwppartners.com/contactFollow FWPP:LinkedIn: Eric Douglas, Brian Ramsey, Chris Vaughn, Aaron McAndrew FacebookInstagram

Send us Fan Mail In this episode of the Retirement Planning Happy Hour, we break down one of the most common questions we hear: “Do I really need this insurance?” From term life vs. permanent life insurance to disability coverage and long-term care planning, we cut through the sales tactics and focus on what truly matters—risk mitigation and smart financial planning. We discuss: • Why employer-provided life insurance isn’t enough • The real purpose of term life insurance (and why it’s so che...

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Do I Really Need This Insurance?

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How long is this episode of Retirement Planning Happy Hour?

This episode is 56 minutes long.

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This episode was published on April 29, 2026.

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Send us Fan MailIn this episode of the Retirement Planning Happy Hour, we break down one of the most common questions we hear: “Do I really need this insurance?”From term life vs. permanent life insurance to disability coverage and long-term care...

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