Does Checking Credit Scores Lower It? 2023 Easy Guide

from The Credit Pros Podcast · host The Credit Pros

Checking your credit score does not lower it, but there are two types of credit inquiries: soft and hard. Soft inquiries, like checking your own credit score, do not affect it, while hard inquiries, typically done by lenders when you apply for credit, can lower your score slightly. It's recommended to check your credit score annually for free and to be aware of the effects of different types of inquiries.

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This episode is 2 minutes long.

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This episode was published on July 25, 2025.

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