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Does Texas Require Churches to Carry Workers' Compensation Insurance? episode artwork

EPISODE · Mar 25, 2026 · 5 MIN

Does Texas Require Churches to Carry Workers' Compensation Insurance?

from Faith, Stewardship, & Insurance: Protecting Texas Churches

In this episode of Faith, Stewardship, & Insurance: Protecting Texas Churches, I delve into a critical yet often overlooked aspect of church insurance: workers' compensation. Join me as I recount a real incident involving a church janitor who faced a life-altering injury, exposing the risks that come with opting out of coverage. Texas laws allow churches to forgo workers' compensation, but this decision can lead to devastating financial repercussions. I’ll clarify the vital differences between general liability and workers' compensation insurance, emphasizing why proper classification of staff is essential for protection. Don't let your church become a liability magnet. Tune in to learn how to safeguard your ministry and ensure you’re not leaving your gates unlocked.

Episode metadata supplied by the publisher feed · Published Mar 25, 2026

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Does Texas Require Churches to Carry Workers' Compensation Insurance?

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This episode is 5 minutes long.

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This episode was published on March 25, 2026.

What is this episode about?

In this episode of Faith, Stewardship, & Insurance: Protecting Texas Churches, I delve into a critical yet often overlooked aspect of church insurance: workers' compensation. Join me as I recount a real incident involving a church janitor who faced...

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