Doing good and earning points with Kiva microloans | Coffee Break Ep33 | 11-12-24

Kiva is a clearing house for microlenders to help them find funding for microloans. You don't earn interest on these loans, but this can be an interesting way to accumulate spend on reward cards without fees... (00:37) - Kiva is like a clearinghouse for microlenders to help them find funding Read more about Kiva loans here: https://frequentmiler.com/why-i-love-kiva-for-earning-rewards-and-doing-good/ (01:32) - You choose which loans to fund and how much to fund. (You do not earn interest. At best: 100% of money back.) But you can pay with credit card with no fee! (03:33) - How much $ can you float? (And how long can you float?) (04:22) - No guarantee of pay back (05:00) - Avg default rate: 1.82% (mine: 1.73%) (06:03) - Tool to make it easier to find safe loans: KivaLens Read about KivaLens here: http://www.kivalens.org/ And read about updates to KivaLens here: https://frequentmiler.com/kivalens-resurfaces-better-than-before/ (06:40) - KivaLens gives you an ability to filter loan types (07:48) - KivaLens also gives you an ability to sort Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don’t forget to like and follow us on social media. Music Credit – Beach Walk by Unicorn HeadsMentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network