Dollars & Distractions - Episode 19 Commercial Property Investing in Australia: Is It Worth Considering?

If you've ever thought about investing, chances are you've considered residential property or shares.But what about commercial property investing? In this episode of Dollars & Distractions, Maryanne and Bec unpack why commercial property is often overlooked, why more Australians are starting to explore it, and the key differences between buying commercial and residential property.Whether you're a business owner, investor, or simply curious about building long-term wealth, this episode is designed to help you understand another investment option—without the jargon or sales pitch. In this episode we discuss:Why most Australians naturally think about residential property first.The biggest misconceptions about commercial property investing.Whether you need millions of dollars to buy commercial property.The benefits of commercial property compared with residential investments.Longer lease terms and why businesses often stay for years.Why commercial tenants commonly pay outgoings such as rates and insurance.The risks and challenges of commercial investing.Using equity in your home to purchase commercial property.Buying commercial property through a Self Managed Super Fund (SMSF).Why having the right broker, accountant and commercial solicitor matters.Whether commercial property could suit everyday investors—not just large corporations.Commercial Property vs Residential Property Residential property has traditionally been the go-to investment for Australians, but commercial property offers a different set of opportunities.During this conversation, we explore:Potentially longer-term tenants.Different cash flow characteristics.How commercial leases work.Why commercial properties can sometimes generate stronger yields.The additional risks, costs and vacancy considerations investors should understand before purchasing.Can You Buy Commercial Property Through an SMSF?We also discuss how some investors purchase commercial property using a Self Managed Super Fund (SMSF) and why this strategy has become a bigger topic of conversation recently.This isn't suitable for everyone, but understanding the option could open conversations with your financial adviser or accountant if you're looking at different ways to invest for retirement.Thinking About Commercial Property?Commercial investing isn't necessarily better than residential investing—it simply suits different goals.The key takeaway from this episode is to understand all of your options before making investment decisions and surround yourself with the right professionals who can guide you through the process. Resources MentionedCommercial property investingSelf Managed Super Funds (SMSF)Commercial lendingCommercial leasesProperty investment strategiesUsing equity to investBusiness premises ownershipConnect with 360 Mortgage SolutionsThinking about purchasing commercial property, buying your own business premises, or simply exploring your finance options?Our role is to help you understand what's possible and connect you with the right professionals so you can make informed decisions.🌐 https://360mortgagesolutions.com.auIf you enjoyed this episode:⭐ Follow Dollars & Distractions for weekly conversations about money, property and finance.🎧 Available wherever you listen to podcasts. 📺 Watch the full episode on YouTube.💬 If this episode helped you think differently about investing, we'd love it if you left a review or shared it with someone who might find it valuable.