Dwelling On Past Mistakes Won't Benefit Your Future Growth episode artwork

EPISODE · Jan 13, 2026 · 2H 6M

Dwelling On Past Mistakes Won't Benefit Your Future Growth

from The Ramsey Show · host Ramsey Network

💵 ⁠Money question? We’ve got your answer. Try Ask Ramsey for free today.⁠ Jade Warshaw and Ken Coleman answer your questions and discuss: "Derek: Should I file for bankruptcy?" "Should I cash out my 401(k) to pay off a 401(k) loan?" "Section 8 housing is being built across the street from my house, should we move?" "Should I change careers if it leads to a 40% pay cut?" "I owe more on my car than what it's worth, how do I get out of this situation?" "My sister-in-law owes me $14,000 I loaned her 7 years ago. How do I get her to finally pay me back?" "I want to be in a relationship but I don't ever want to get married. How should I be structuring my finances?" "Should I use a VA loan?". Next Steps: ✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠. 🏢 Join the Crusade! Apply Now! 💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠ 🛡️ Protect yourself with trusted insurance coverage that fits your budget. 💻 Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ⁠⁠BetterHelp⁠⁠ Go to ⁠⁠Boost Mobile⁠⁠ to switch today! Go to⁠⁠ ⁠⁠⁠⁠Casper Sleep⁠⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ Get started today with⁠⁠ Churchill Mortgage⁠⁠ Get 20% off when you join ⁠⁠DeleteMe⁠⁠ Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠Guardian Litigation Group⁠⁠ Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠ Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ Visit⁠⁠ NetSuite⁠⁠ today to learn more Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode metadata supplied by the publisher feed · Published Jan 13, 2026

💵 ⁠Money question? We’ve got your answer. Try Ask Ramsey for free today.⁠ Jade Warshaw and Ken Coleman answer your questions and discuss: "Derek: Should I file for bankruptcy?" "Should I cash out my 401(k) to pay off a 401(k) loan?" "Section 8 housing is being built across the street from my house, should we move?" "Should I change careers if it leads to a 40% pay cut?" "I owe more on my car than what it's worth, how do I get out of this situation?" "My sister-in-law owes me $14,000 I loaned her 7 years ago. How do I get her to finally pay me back?" "I want to be in a relationship but I don't ever want to get married. How should I be structuring my finances?" "Should I use a VA loan?". Next Steps: ✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠. 🏢 Join the Crusade! Apply Now! 💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠ 🛡️ Protect yourself with trusted insurance coverage that fits your budget. 💻 Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ⁠⁠BetterHelp⁠⁠ Go to ⁠⁠Boost Mobile⁠⁠ to switch today! Go to⁠⁠ ⁠⁠⁠⁠Casper Sleep⁠⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ Get started today with⁠⁠ Churchill Mortgage⁠⁠ Get 20% off when you join ⁠⁠DeleteMe⁠⁠ Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠⁠Guardian Litigation Group⁠⁠ Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠ Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ Visit⁠⁠ NetSuite⁠⁠ today to learn more Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

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Dwelling On Past Mistakes Won't Benefit Your Future Growth

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This episode is 2 hours and 6 minutes long.

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This episode was published on January 13, 2026.

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💵 ⁠Money question? We’ve got your answer. Try Ask Ramsey for free today.⁠ Jade Warshaw and Ken Coleman answer your questions and discuss: "Derek: Should I file for bankruptcy?" "Should I cash out my 401(k) to pay off a 401(k) loan?" ...

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