Dwindling brand loyalty, NHS pensions crisis, demand for gold, and bizarre business pairings

This week we look at Saga’s loyalty problem and why pension issues are driving doctors to early retirement. We also discuss the resurgence in gold demand and dive into the world of conglomerates where large companies own businesses that don’t seem to fit well together. Shares’ Editor Daniel Coatsworth and AJ Bell’s Personal Finance Analyst Laura Suter are joined this week by Sam Brodbeck, Deputy Personal Finance Editor at The Telegraph.