E011 - Cash Flow Underwriting

I’m starting to worry that we don’t have an economically viable way to distribute cash flow underwriting (CFU) products to consumers. In today’s episode, we discuss the opportunity and challenges CFU lenders will have in distributing their products through direct mail, paid search, and of course affiliates.   Timestamps: (00:00) Introduction to Fintech and Cashflow Underwriting (01:21) The Article and Its Insights (02:38) AI-Generated Overview of The Petal Case Study (09:21) End of AI-Generated Overview (09:26) Analyzing Cashflow Underwriting (11:36) Challenges in Cashflow Underwriting (15:54) Marketing Cashflow Products (20:03) Potential Solutions and Future Outlook (25:26) Final Thoughts and Next Steps   Where to find Carlos: LinkedIn Twitter/X   References: Carlos’ piece: “Where's The Consumer Demand For Cash Flow Underwriting (CFU)?” https://www.thefreetoaster.com/p/where-is-the-demand-for-cash-flow-underwriting   Alex Johnson’s piece on Cash Flow Underwriting: https://fintechtakes.com/articles/2024-05-22/cash-flow-underwriting/   Find Us: Don't forget to subscribe to Affiliate Marketing for Lenders. If you’re interested in being a guest on the show (or if you have questions for a future episode), send me a note on LinkedIn, Twitter/X, or at [email protected].