E109: From Hurricanes to Wildfires: The Future of Homeowners Insurance - w/ Martin Grace

Professor Martin Grace explains how natural disasters, inflation, bad policy, and population shifts are breaking the U.S. homeowners insurance market — and what that means for your future coverage.👤 Guest Bio: Dr. Martin F. Grace is a professor of risk management and insurance at the Tippie College of Business at the University of Iowa. A nationally recognized expert on insurance regulation and catastrophe risk, he has published extensively on property insurance, tort reform, and disaster economics. Prior to joining Iowa, he taught at Temple University and Georgia State University.📚 Topics Covered:Why homeowners insurance is getting more expensive and harder to obtainThe effects of hurricanes, wildfires, and convective storms on insurersHow COVID-19 disrupted housing markets, labor, and supply chainsThe failures of public insurance programs in Florida and CaliforniaThe hidden risks of flood zones and outdated FEMA mapsThe role of reinsurance and why global markets matterWhy many condo HOAs are underinsured and at riskThe need for bundled flood and homeowners coveragePolicy fixes that could stabilize the system over the next two decades 📺Watch the full episode on YouTube➡️https://youtu.be/ZGMqJhmue6M 🎙 The Pod is hosted by Jesse Wright💬 For guest suggestions, questions, or media inquiries, reach out at https://elpodcast.media/📬 Never miss an episode – subscribe and follow wherever you get your podcasts.⭐️ If you enjoyed this episode, please rate and review the show. It helps others find us. Thanks for listening!