E32-S2 REAL Siblings, It Ain't Easy: Guest Mike Litwin w/Thrive Mortgage helps discuss Markets on the 8's - Take 4

Texas Real Estate Commission - Consumer Protection Notice Donna Reed and Eric Seemann are both professional real estate agents. Donna lives and works in Tucson Arizona with Keller Williams Southern Arizona while Eric lives and works in San Antonio Texas with Keller Williams Heritage. They are also siblings, and they grew up in a small Northwest Ohio village of Lindsey. Their idyllic small-town childhood laid the foundation for what would become the structure of their lives and careers in real estate. We hope you will join us as we reminisce, reflect, and correlate how our childhood and life in rural Ohio still impacts our dealings with our clients today.  It is our 32nd episode and that means, Markets on the 8's. Our opportunity to talk a little more details on what is happening nationally and locally in the real estate market.  We have a great guest with decades of banking and lending experience and we welcome Mike Litwin with Thrive Mortgage.  Excited to address questions from a regular listener and hometown friend.  Be ready to take notes, there is a mucho information in this episode! Website:  www.realsiblings.com Watch Episodes on YouTube at:  REAL Siblings, It Ain't Easy Episode Time Breakdown: 0:00 Intro, music and teaser 1:11 Opening Topic Presentation and Guest Intro 2:13  Listener Message and Question 3:52  Interest Rates 5:43 Home Buying & Interest Rates 8:12  Houses on the Market 10:01 First Time Home Buyers - Finance Options 12:30  PAR and Sub PAR Rates 12:57  Points explained 14:58  Refinance Boom 16:56  Down Payment Assistance 18:31 Asking agents and lenders to step-up 20:45 New Home Lenders & Financing 21:45  3, 4, 5 Buying Behaviors 24:36  Artificially Low Payments / Property Taxes 25:53  Other lending and loan considerations 28:45  Final Thoughts 30:10  Closing this episode   To reach out to Donna: Email:  [email protected] Phone: (520) 631-4638 Facebook: (2) Donna Seemann Reed | Facebook   To Connect with Eric: Email:  [email protected] Phone: (210) 389-6324 Facebook: (2) Eric V. Seemann | Facebook   Texas Real Estate Commission - Information About Brokerage Services