E52: The Real Reason People End up in Debt

A story about debt is rarely just a story about money. In this episode, Bala reflects on a powerful story of credit card debt, financial stress, avoidance, and ultimately finding hope. Together, we explore the emotional side of spending, why people often avoid facing financial problems, and how lasting change begins when we stop running from what's really driving our decisions. Sometimes the debt isn't the problem. The pattern behind it is.